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Business Owners Life Insurance

When you run a partnership, losing a business owner can make a big impact on the day-to-day operations of the business. In partnerships, running a business without a key member of the team can result in financial difficulty. Not only is losing a partner often a personal loss, the partnership itself loses a key asset. […]

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5 Ways Smart Business Owners Plan for Retirement

Preparing for retirement is a long-term game. For business owners, this process has a few more challenges. A business owner’s plan for retirement needs to be done completely off your own back as you don’t have an employer to help set you up. This can often mean that business owners aren’t preparing sufficiently for retirement. […]

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What is key employee insurance?

Key employee insurance is a life insurance policy suitable for all sizes of business including sole traders. It ensures that any key members of the team that are crucial to the success of the business have life insurance. Unlike a personal life insurance policy, key employee insurance pays the money back into the business to […]

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5 Questions to ask when getting business life insurance

Business life insurance helps to protect you, your business and your family in the event of a death. Whether it’s a key member of your business or a business owner, having protection can help lessen the blow financially during an already difficult time. The main thing to think about is what would happen to your […]

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Millennials – do you need life insurance?

It can be hard to decide when the right time to get life insurance is, especially when you’re still young. There are a few articles flying around suggesting that millennials are avoiding life insurance. Is it because they aren’t buying into the idea? Or is it simply because they don’t need it? The truth is, […]

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What happens when a business owner dies?

When you start up a business, it’s important to have a succession plan in place. This is because if the business owner dies, it can cause a big financial impact on the business, no matter what size of business. Debts, sales, commercial mortgages, employees and customers all still carry on. Without the business owner, this […]

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Key Man Insurance Tax Treatment

The tax treatment of a key man policy is often a concern for a lot of our customers. The main question; is key man insurance tax efficient? Well, it can be. To put a long story short. However, if you’re not taking out the policy solely for the benefit of the business, then it’s not […]

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Vitality Life Insurance with Amazon Echo Dot Offers

Receive an Amazon Echo Dot when you Join Vitality before 30th June Vitality is offering all new members a free Amazon Echo Dot when they take out a Vitality Health Plan or Vitality Life Insurance. If you want the chance to get one of the best smart speakers on the market, you can get one […]

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How genetic testing may affect your life insurance

Traditionally, insurance companies would use your medical and family medical history to determine the level of risk you pose to obtain a life insurance policy. With the introduction of genetic testing, it has put into question how providers will use this information. Whether it will be for the benefit of the customer or if it […]

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How private medical insurance can help your business

If you really want to add value to your employee benefits package, private medical insurance should be at the top of your list. According to Ellipse, 48% of employees put private health care as one of their most valued benefits as well as life insurance and critical illness. Despite this, only 20% of employers actually […]

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