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Business Critical Illness Cover or Key Man Income Protection

How to protect your business against the cost of employee sickness Any business owner looks to keep costs low without compromising the quality of the service or product that they provide to keep a profitable business.  With employee salaries being one of the biggest overheads, what happens when a key member of staff becomes seriously […]

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What happens when your term life insurance expires?

What to do when your life insurance policy is about to expire If you own a term life insurance policy, you’re only covered for that period of time. Whether you set the term for, 5, 10, 20, 30 years, there may be a time that you outlive your policy. So, what happens when your term […]

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Whole Life Insurance – Everything you need to know

Whole life insurance is generally more expensive than term life but there’s a lot more to it than expensive premiums. Unlike term life insurance, whole life insurance is not just a benefit paid out upon death. It works as a sort of investment fund to help ensure you get the most out of your money. When […]

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5 Top Tips to Avoid Employee Absenteeism – Updated for 2018

It’s no secret that employee absenteeism can hurt a business. The cost of wages, temporary replacements, HR and admin alone are enough. Let alone lowered productivity output and quality. All of which can have a significant bearing on the health of your organisation. Employee absenteeism and retention levels can have an impact on your company’s […]

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Sole Trader Life Insurance – Key Man Cover

There are 3.3 million sole traders operating in the UK with around 1 in 7 of the workforce is self-employed. Unfortunately, it’s still the case that too few businesses cover the life of the owner. Sole trader life insurance is extremely valuable and can protect the business, the owner’s family and potentially any employees that […]

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Key Man Insurance Tax – How it works

Key Man Insurance Policies and Taxation Key man insurance tax and how it works is something our customers regularly ask about. The main questions we get asked is, is key man insurance tax efficient? Well, it can be. To put a long story short. However, if you’re not taking out key man insurance solely for […]

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5 reasons employees value life insurance

Why job seekers and current employees value life insurance When it comes to employee benefits, life insurance is one of the most popular choices that employers opt to use to attract top talent. Whether you get group life insurance or tax-efficient relevant life cover, it’s an affordable way to offer something to employees that they […]

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10 Ways to encourage healthy employees and a productive team

It’s no secret that good employee health is good for business. Not only can it improve ROI and increase productivity, it can also avoid the cost sickness and stress. This includes things such as absenteeism, errors and defects on a day to day basis. When you don’t encourage healthy employees, you could see lower productivity levels […]

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Putting off life insurance could cost you more

  It’s safe to say that during the Christmas holidays, purchasing life insurance isn’t a number one priority. For most people, the last few months of the year are spent buying presents, organising events and visiting family and friends. During this time, we’re all so busy trying to get everything done and tick off our […]

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New Employee Benefits for 2018

Happy New Year! We thought we’d start the year on a positive note for our Business friends. When 2018 comes, it can be a good time to take a look at your benefits package that you offer to your employees. Offering a competitive package can really help to retain loyal and quality staff for your business. […]

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