A Helping Hand from Royal London with your Life Insurance
Life insurance is one of those things that seems like there’s no real benefit until after you pass away. This can sometimes be one of the reasons people tend to leave it until it’s too late to get an affordable policy due to age or illness. However, a lot of providers actually give their customers added benefits that can help you and your family in the here and now. Royal London provides a comprehensive support service called Helping Hand, which comes free to all customers who have a policy with them.
The additional support covers a range of help and advice from qualified professionals if you are diagnosed with an illness or suffering from illness or bereavement. They go over and above their financial payouts and it helps our customers to know what is available when comparing policies.
Royal London’s Helping Hand – How it can help
Royal London’s support service ‘Helping Hand’ offers additional support and guidance with every protection plan. Each one of their customers can benefit from support with serious illness, injury or bereavement that goes beyond financial help.
Customers can receive help from dedicated nurses and tailored support whenever they need it, for as long as they need.
A Helping Hand at no extra cost
One of the best things about Royal London’s Helping Hand is that is completely free for customers that have a policy. Customers don’t have to make a claim to access the support, which means you can have a tailored support plan completely free of charge.
Not just for your benefit
Helping Hand is also available for your partner and any children you may have too. It can be used as a when it is needed for as long as it is needed. Your family also have access to additional care and support that is personalized to their needs. A type of benefit like this can really add value to their policies and help give you peace of mind.
A dedicated nurse and personal support
Helping Hand has joined up with Red Arc, who provide dedicated nurses that are available when you need it. The program ensures that you always speak to the same person so that you have tailored and personal support that’s right for you.
Their independent partner specializes in providing this type of support and will be your main point of content if you want to use the service. The program doesn’t just cover personalised consultations but can also include:
- Help when coping with the death of a loved one
- Long-term support
- Bereavement Counselling
- Advice on diagnosis
- Help managing side effects of treatments
- A second medical opinion
- Support in recovery
- Speech and language therapy after a stroke
- Complementary therapies
- Help at home such as cooking, cleaning, shopping, gardening etc.
- Help for Carers
- Specialist support for cancer suffers
- Cardiac rehabilitation after a heart attack
- Extra information and medical factsheets
- Living aids and mobility equipment
- Home visits from healthcare specialists
Helping Hand covers a wide range of support for you and your family and can be used for serious illnesses such as a heart attack, cancer or stroke, serious injuries, mental illness and bereavement.
Help at home
In addition to professional advice and support, Helping Hands offers services to help out around the house. This includes cooking, cleaning, food shopping and gardening. Providing a service like this can help give someone time to recover without having to worry about the day to day activities.
Help in Recovery
Helping Hand also offers help during recovery in the form of counselling as well as dietary and nutritional planning and advice. It’s not always easy to recover and can be frustrating when it takes time. These types of advice and support can really help ease someone back into day to day life.
Service for children and maternity complications
In addition to all the above support, Helping Hand also provides practical and financial advice and emotional support for parents who have a child who is suffering from a serious illness or injury. They also help maternity services including help and advice on infertility, miscarriage or post-natal depression.
Helping Hand for businesses
Helping Hand isn’t just designed for personal use. They also have dedicated services and support tailored specifically for business use. Helping Hand for businesses can be used to help staff with both practical and emotional support. This includes independent support from recruitment specialists and independent legal advice.
Specialist recruitment advice
Helping Hand have partnered with recruitment specialists, Cazden, to help keep your business running when a key employee becomes seriously ill and is unable to work. You’ll receive help contacting recruitment agencies who provide suitable candidates within 48 hours. This can help with temporary cover until your staff member returns to work. Furthermore, they can help with paperwork including job specifications, applications forms, referencing and more. They will cover both permanent and temporary staff losses.
Independent legal advice
When a business loses a key individual, it can have a huge impact on the business. Helping Hand offers independent legal advice which includes all aspects of employment law. If an employee is absent from illness, it can help the business to get advice, so they know their options. Shareholder options or succession planning advice is also available. It can also be used to help family members to help with things such as wills or probate.
Get a quote for a Policy
When it comes to getting a life insurance policy, the cheapest option isn’t always the best option. Having an idea of added benefits that can come with each policy can really help put into perspective which policy might be right for you. When comparing life insurance, you can ask your advisor about the extras that might be available to see if it suits your specific needs. Get in touch today or get a quote on a life insurance or life and critical illness plan to compare policies.