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What happens when your term life insurance expires?

What to do when your life insurance policy is about to expire If you own a term life insurance policy, you’re only covered for that period of time. Whether you set the term for, 5, 10, 20, 30 years, there may be a time that you outlive your policy. So, what happens when your term […]

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Whole Life Insurance – Everything you need to know

Whole life insurance is generally more expensive than term life but there’s a lot more to it than expensive premiums. Unlike term life insurance, whole life insurance is not just a benefit paid out upon death. It works as a sort of investment fund to help ensure you get the most out of your money. When […]

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Sole Trader Life Insurance – Key Man Cover

There are 3.3 million sole traders operating in the UK with around 1 in 7 of the workforce is self-employed. Unfortunately, it’s still the case that too few businesses cover the life of the owner. Sole trader life insurance is extremely valuable and can protect the business, the owner’s family and potentially any employees that […]

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Key Man Insurance Tax – How it works

Key Man Insurance Policies and Taxation Key man insurance tax and how it works is something our customers regularly ask about. The main question; is key man insurance tax efficient? Well, it can be. To put a long story short. However, if you’re not taking out key man insurance solely for the benefit of the […]

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The Secret to Tax Efficient Life Insurance for Business

Many employers offer employees life insurance as part of a competitive benefits package. If you don’t have a group life insurance policy it means a separate life insurance policy for each employee. This means that each policy is subject to income tax, corporation tax and national insurance contributions (NIC).  With Relevant life insurance, you can […]

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Don’t get a fright! Protect your business with key man cover

It’s that time of year where the ghosts, ghouls and zombies come out but that’s enough scare for us! At Business Cover Expert, we help customers get the right business life insurance policy to suit them and protect their business. This is so that they don’t get a fright when something unexpected happens like losing […]

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Business Life Insurance Myth Busters

Common myths debunked when it comes to your life insurance When it comes to life insurance, there are several misconceptions that prevent people purchasing their insurance. This can cause financial instability for families and businesses who suffer from a loss. Unfortunately, a life insurance myth can sometimes purposefully created. Often, by people who put their own […]

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Shareholder Protection: How to protect your business when losing a shareholder

When you’re a shareholder, you’ll want to protect your business against unexpected events to keep it running successfully. Most shareholders will put agreements in place to set out basic rules when they set up or join the business. This agreement covers lots of key issues to help protect the business and each individual shareholder. The […]

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Aegon Business Life Insurance

About Aegon Aegon is an international business life insurance provider, that has been running since 1831. With over 30 million customers in over 20 countries, Aegon sets itself up as a global savings and investment provider. Aegon Business Life Insurance is one of the most comprehensive product ranges around in the UK. Aegon was founded […]

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Life Insurance Jargon Explained

Insurance Jargon Buster by Business Cover Expert Are you getting confused with certain terms when talking about your business life insurance? At Business Cover Expert, we help to explain insurance jargon and common insurance terms so that you can find the right sort of cover for you. Check out our glossary below and brush up […]

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