Our Blog

Read more

Blog

Can I get Business Life Insurance if I Smoke or Vape?

Many smokers are worried that they won’t be able to get Key Man Cover or Relevant Life Cover for themselves or their businesses. Any insurance cover that pays out in the event of a critical illness or death will always ask you to confirm your smoking status when taking out a policy – this is […]

Keep reading

Cervical Cancer Prevention Week

Sometimes in life there are things we don’t want to do or never get around to doing. Perhaps we justify it with lack of time or maybe that there are simply more pressing matters. Or maybe it’s simply something you’re too embarrassed to do or are afraid of doing it. One of these things is […]

Keep reading

Can you still get life insurance if you smoke cannabis?

If you have smoked or currently smoke cannabis, you may be wondering if it will prevent you from getting life insurance. In fact, you’re not alone. Around 7.2% of adults in the UK from age 16 to 59 have smoked cannabis in the last year – that’s approximately 2.4 million people. Unfortunately, smoking cannabis can […]

Keep reading

How to manage employees with a critical illness

Managing an employee with a critical illness can be a difficult feat. Whilst you need to remain sensitive, it’s also important that you meet business needs too. In order to manage an employee who becomes seriously ill, there are a few steps you can take to make it a little easier on everyone. Working into retirement […]

Keep reading

The additional benefits you can get with your life insurance

Insurance providers are introducing new ways to add value to your life insurance. With benefits such as discounts to gym memberships, access to specialist treatment, mental health counselling and more, customers, now more than ever, are getting the most out of their life insurance policy. “Who needs money when you die, right?” Life insurance can […]

Keep reading

Critical illness cover could be a financial life saver

Critical illness cover provides a lump sum following the diagnosis of a serious illness. This payment can be vital in getting through a tough time. When you’ve been diagnosed with a serious illness such as heart disease or cancer, it is likely that you’ll be spending a lot of time out of work. That’s where […]

Keep reading

Can you have multiple life insurance policies?

It is actually quite common for some people to have multiple life insurance policies. Often, it will be because more cover is needed due to a change in circumstance, but some people can split their life insurance right from the outset. You may wish to have multiple life insurance policies if you: – Are covered […]

Keep reading

Switching life insurance policies

Here’s what you need to know about changing your life insurance policy When you originally get your life insurance policy, it is based on your financial situation at that time. Over the course of your life, this can change quite dramatically. Therefore, it is worth reviewing your life insurance policy at different intervals to ensure […]

Keep reading

A-Z of Business Life Insurance

Business life insurance can be relatively simple and easy to set up for company directors and employees. Despite this, insurance providers and industry experts like to create obstacles by using (sometimes unnecessary) jargon. Instead of weaving your way through the minefield, here’s a following list of terms and commonly used in the industry and the […]

Keep reading

Life insurance for contractors

Working as a contractor, it can be difficult to obtain life insurance without paying out of your own pocket. However, life insurance for contractors is a necessary replacement for a death in service benefit you’d get through a company. If you work as a contractor, life insurance can be essential to help protect your family […]

Keep reading