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Bounce Back Loan Scheme (BBLS) – what is it and does my business need it?

What is the Bound Back Loan Scheme (BBLS)? In recent weeks the government has announced numerous ways in which it will help businesses survive the tough circumstances they currently face with Coronavirus COVID-19. We’ve spoken to hundreds of businesses since the UK lockdown are most are worried about their business’s future and financial security. The […]

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No ‘Fuss’ Life Cover For Those With Diabetes

With any pre-existing condition such as diabetes, it can prove difficult to get life cover without obtaining GP reports or going through medical screening. Only then after waiting for a decision on whether your policy will be accepted will you know if you are covered (and this can be a lengthy process). However, one insurer […]

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How Does Coronavirus Affect My Life Insurance Or Illness Cover?

We are currently living through what could be one of the most challenging periods of time for a generation. Coronavirus COVID-19 is the third major global pandemic we have seen since the 1900’s. The first being the 1918 Spanish Flu and the second being the 2009 swine flu pandemic. The response from leaders around the […]

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5 Things to Consider When Marketing Your Small Business

It may not be something you’ve considered or spent a long time thinking about but marketing your business is a complex process. For small businesses, marketing is crucial and often becomes the task of small business owners if they cannot justify the costs of a professional marketeer. There’s a perception of those who are outside […]

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Business Insurance and The Importance To Your Company

There is never a perfect time to discuss the importance of business insurance, particularly for busy organisations. With so many other priorities for company owners to focus on, the topic of business insurance always ends up at the bottom of the priority list. There are many insurance products that are specifically designed to protect your […]

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Can I get Business Life Insurance if I Smoke or Vape?

Many smokers are worried that they won’t be able to get Key Man Cover or Relevant Life Cover for themselves or their businesses. One of the most commonly asked questions is “can I still get Business Life Insurance / Relevant Life Cover / Key Man Insurance / Directors Life Insurance etc if I smoke”? The […]

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Cervical Cancer Prevention Week

As Cervical Cancer Prevention Week continues to raise awareness of the importance of a Cervical Screening previously known as the ‘Smear Test’, there is no better time to book that routine check up. Sometimes in life there are things we don’t want to do or never get around to doing. Perhaps we justify it with […]

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The History of Life Insurance

The history of life insurance date right back to Ancient Rome in the UK. As early as 100BC Roman soldiers joined forces to provide for their wives and children. Each member paid a monthly fee so that they could afford funeral expenses and give a small portion to the deceased’s family. However, it wasn’t until […]

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Do your hobbies really affect the cost of life insurance?

If you’ve ever looked into getting a life insurance policy before, you’ll know there’s a number of factors that can affect the price of your premiums. Amongst your age, health and smoking status, your insurance provider will also look at your hobbies. Whilst it can sound a little intrusive, it’s actually quite important in terms […]

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The Real Cost of Presenteeism

In the past, employers would worry when faced with high numbers of absenteeism in the workplace. More recently, however, presenteeism is becoming a bigger issue than companies anticipated. What is presenteeism? Presenteeism occurs when someone is present at work for more hours than expected. This normally occurs when people continue to work whilst sick or […]

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