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Legal and General introduce online trust application platform for life insurance

Legal and General have launched an online trust application platform for both customers and advisors to use. It provides an online solution when writing business protection policies and relevant life cover into a trust. This online platform is a simple process which allows customers and advisors to set up the trust online, rather than have […]

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Divorce and the family business: Financial tips

Going through a divorce is never easy. The process of a divorce or dissolving a civil partnership can be tough on both the heart and your finances. Assessing which assets are to be shared on divorce can be complicated. Yet, can be made easier depending on how comfortable you and your partner are at discussing […]

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Exit strategies for small business owners

With entrepreneurs starting companies at a record pace of 80 businesses an hour, it’s important we learn how to protect our businesses. Business owners will need to think about having a sensible exit strategy for all situations. Protecting your business now can help to plan for the future after years and years of hard work. […]

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Life insurance for contractors

Working as a contractor, it can be difficult to obtain life insurance without paying out of your own pocket. However, life insurance for contractors is a necessary replacement for a death in service benefit you’d get through a company. If you work as a contractor, life insurance can be essential to help protect your family […]

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Can you afford a career change?

  Looking for a new start in your career isn’t a bad thing. Some people get fed up with the 9-5 slog, don’t enjoy their job roles or dislike the hours they work or salary they receive. Whatever the reason, it’s really important to plan your career change properly. There isn’t just a salary to […]

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Life insurance for small businesses

How a small business can benefit from life insurance Taking on a new business can be tough work, but through hard work and determination, the successes of a business can feel a lot greater. There are plenty of financial concerns a small business can have, as well as meeting the needs of employees and securing […]

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What is a cross option agreement and does my business need one?

When business owners enter into a company protection policy such as a shareholder or partnership protection policy, a cross option agreement can come into play. Also known as a double option agreement (or single option agreement in the case of critical illness cover) this type of agreement can help guarantee the transaction between the life […]

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The tax treatment of a relevant life policy

Relevant Life policy tax treatment Relevant life policy tax is a much-discussed topic in the insurance industry. Particularly, because it can help businesses save money on their life insurance. If you’re still unclear about how it works or whether a relevant life policy is right for you, then this overview may help to make things […]

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Effective estate planning for business owners

When you own a business, an effective estate plan can be integral to ensuring that you have control of your assets. Uncertainty in the business world is common. That’s why effective estate planning can be really important to help minimise any risks. What is estate planning? Estate planning at its simplest is planning ahead and […]

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Employee Significant Illness Cover with Relevant Life

Relevant life Insurance with employee significant illness cover Aviva first launched a relevant life insurance and critical illness cover product in 2016 for customers. Their aim was to provide tax-efficient life cover with critical illness cover that enabled business employees and directors to save money. However, due to confusion around the tax and legal implications, […]

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