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5 Things to Consider When Marketing Your Small Business

It may not be something you’ve considered or spent a long time thinking about but marketing your business is a complex process. For small businesses, marketing is crucial and often becomes the task of small business owners if they cannot justify the costs of a professional marketeer. There’s a perception of those who are outside […]

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Business Insurance and The Importance To Your Company

There is never a perfect time to discuss the importance of business insurance, particularly for busy organisations. With so many other priorities for company owners to focus on, the topic of business insurance always ends up at the bottom of the priority list. There are many insurance products that are specifically designed to protect your […]

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Can I get Business Life Insurance if I Smoke or Vape?

Many smokers are worried that they won’t be able to get Key Man Cover or Relevant Life Cover for themselves or their businesses. One of the most commonly asked questions is “can I still get Business Life Insurance / Relevant Life Cover / Key Man Insurance / Directors Life Insurance etc if I smoke”? The […]

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Cervical Cancer Prevention Week

As Cervical Cancer Prevention Week continues to raise awareness of the importance of a Cervical Screening previously known as the ‘Smear Test’, there is no better time to book that routine check up. Sometimes in life there are things we don’t want to do or never get around to doing. Perhaps we justify it with […]

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The History of Life Insurance

The history of life insurance date right back to Ancient Rome in the UK. As early as 100BC Roman soldiers joined forces to provide for their wives and children. Each member paid a monthly fee so that they could afford funeral expenses and give a small portion to the deceased’s family. However, it wasn’t until […]

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Do your hobbies really affect the cost of life insurance?

If you’ve ever looked into getting a life insurance policy before, you’ll know there’s a number of factors that can affect the price of your premiums. Amongst your age, health and smoking status, your insurance provider will also look at your hobbies. Whilst it can sound a little intrusive, it’s actually quite important in terms […]

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The Real Cost of Presenteeism

In the past, employers would worry when faced with high numbers of absenteeism in the workplace. More recently, however, presenteeism is becoming a bigger issue than companies anticipated. What is presenteeism? Presenteeism occurs when someone is present at work for more hours than expected. This normally occurs when people continue to work whilst sick or […]

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Can you still get life insurance if you smoke cannabis?

If you have smoked or currently smoke cannabis, you may be wondering if it will prevent you from getting life insurance. In fact, you’re not alone. Around 7.2% of adults in the UK from age 16 to 59 have smoked cannabis in the last year – that’s approximately 2.4 million people. Unfortunately, smoking cannabis can […]

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How to manage employees with a critical illness

Managing an employee with a critical illness can be a difficult feat. Whilst you need to remain sensitive, it’s also important that you meet business needs too. In order to manage an employee who becomes seriously ill, there are a few steps you can take to make it a little easier on everyone. Working into retirement […]

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Mental health and your life insurance

Around 1 in 4 people in the UK will experience a mental health problem each year. Yet, we hear a number of cases where life insurance providers still discriminate against people with a disorder. With numbers rising, it’s about time we start tackling the issue to improve cover options for those suffering from mental health. […]

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