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How to manage employees with a critical illness

In the UK, there is a growing number of people working to an older age. Currently, the pension age sits at 65 for men and is increasing gradually for women from 60 to 65. Yet, it’s proposed that the state pensions age will rise to 68 in 2044 and 2046. What’s more, people are retiring […]

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Mental health and your life insurance

Around 1 in 4 people in the UK will experience a mental health problem each year. Yet, we hear a number of cases where life insurance providers still discriminate against people with a disorder. With numbers rising, it’s about time we start tackling the issue to improve cover options for those suffering from mental health. […]

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The additional benefits you can get with your life insurance

Insurance providers are introducing new ways to add value to your life insurance. With benefits such as discounts to gym memberships, access to specialist treatment, mental health counselling and more, customers, now more than ever, are getting the most out of their life insurance policy. “Who needs money when you die, right?” Life insurance can […]

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Critical illness cover could be a financial life saver

Critical illness cover provides a lump sum following the diagnosis of a serious illness. This payment can be vital in getting through a tough time. When you’ve been diagnosed with a serious illness such as heart disease or cancer, it is likely that you’ll be spending a lot of time out of work. That’s where […]

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Can you have multiple life insurance policies?

It is actually quite common for some people to have multiple life insurance policies. Often, it will be because more cover is needed due to a change in circumstance, but some people can split their life insurance right from the outset. You may wish to have multiple life insurance policies if you: – Are covered […]

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Switching life insurance policies

Here’s what you need to know about changing your life insurance policy When you originally get your life insurance policy, it is based on your financial situation at that time. Over the course of your life, this can change quite dramatically. Therefore, it is worth reviewing your life insurance policy at different intervals to ensure […]

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Business Owners: How to prepare for the unexpected

As a business owner, the unexpected can always happen. No business is bulletproof. But if you’re not prepared for the unexpected it can put your business at risk. In honour of national preparedness month, we’ve put together a guide for business owners that can help you prepare for the unexpected. 1) Keep on generating new […]

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How much life cover do you really need?

Life insurance is designed to pay out a lump sum of money in the event that you pass away. This type of insurance policy can really help to protect your family financially during a difficult time. Not only that but setting up your life cover in a trust can help to negate any tax payments. […]

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Your life insurance trust and how it works

Arranging a life insurance trust can be easy, but what exactly do you need it for? When you take out a life insurance policy, you’ve made a conscious decision to protect your family’s financial future. Therefore, it’s often important to make sure that your loved ones have the maximum possible benefit available to them. With […]

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A-Z of Business Life Insurance

Business life insurance can be relatively simple and easy to set up for company directors and employees. Despite this, insurance providers and industry experts like to create obstacles by using (sometimes unnecessary) jargon. Instead of weaving your way through the minefield, here’s a following list of terms and commonly used in the industry and the […]

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